Silver Creek & Evergreen, San Jose | January 2026 Housing Market Update | Eddie Oberoi and Aliya Mody

Market Statistics

Coverage Area: Zip codes 95135, 95138, and 95148

• Active Listings: 51
• Homes Pending: 11
• Homes Sold Last Month (December): 38 (25 single-family homes)
• Total Sales in 2025: 538 homes (347 single-family) vs. 525 homes (342 single-family) in 2024

What 2025 Actually Showed Us

Growth When Others Expected Slowdown

Despite all the uncertainty, 2025 ended with more sales than 2024 — and single-family homes actually grew year over year. That's not a market that slowed down. That's a market that stayed selective. Buyers in Silver Creek and Evergreen weren't backing away — they were being more intentional about what they purchased.

What's Happening in the Silver Creek & Evergreen Market?

Key Market Insights

• Strong Holiday Performance: With 51 active listings, 11 pending, and 38 sold in December, activity remained solid even during a typically slower month.
• 2025 Wasn't About Chasing — It Was About Choosing: Buyers focused on layout, condition, schools, and neighborhood fit. The homes that checked those boxes moved quickly.
• Single-Family Demand Stayed Strong: Single-family homes saw increased sales year over year, showing that family-focused buyers remained active throughout 2025.
• Strategy Mattered More Than Timing: The year proved that being intentional with criteria and preparation beat waiting for the "perfect moment."

Strategic Advice for Buyers and Sellers

For Buyers:

• Be Ready to Move on the Right Home: With limited inventory in these zip codes, the best homes still move quickly. Having your financing, criteria, and decision-making process in place matters.
• Focus on Long-Term Fit: In 2025, successful buyers prioritized lifestyle, family needs, and long-term plans over trying to time rates or prices perfectly.
• Rates May Ease Later in 2026: With expectations that rates could come down later this year, we may see more buyers re-enter — which means acting now could mean less competition than waiting.
• Limited Supply = Steady Pricing: In markets like Evergreen and Silver Creek, limited inventory typically supports steady prices rather than big pullbacks.

For Sellers:

• Presentation Still Wins: Homes that were clean, well-staged, and showed well attracted serious buyers quickly in 2025 — that trend continues.
• Condition and Layout Matter: Buyers are paying attention to move-in readiness and functional layouts. If your home delivers on those, you'll stand out.
• Price to Market Reality: Correct pricing paired with strong presentation separates homes that sell from homes that sit.
• Timing Your Move: Starting 2026 with inventory still limited could position you well, especially if you're ready to execute with a solid game plan.

Final Thoughts

Silver Creek and Evergreen delivered exactly what makes them reliable: steady demand, selective buyers, and consistent performance. December's numbers (51 active, 11 pending, 38 sold) proved the market stayed strong even during the holidays — and 2025 ended with more total sales than 2024.

As we head into 2026, the takeaway is clear: these neighborhoods didn't slow down, they stayed selective. Strategy mattered way more than timing. Whether you're buying, selling, or just trying to make sense of what's actually happening (versus what the headlines say), the path forward is about smart execution and intentional decision-making.

If you're thinking about making a move this year and want a real game plan tailored to Silver Creek and Evergreen, reach out — we promise to give you the straight story, not the hype.